Trauma Insurance
Trauma insurance also known as Crisis or Critical Illness cover, pays a lump sum (full or partial depending on the situation) should a doctor diagnose you with one of the defined listed serious medical conditions or if you undergo certain medical procedures.  Trauma cover will pay a lump sum on diagnosis which, depending on your insurer, may be up to $2,000,000. You can take out Trauma cover generally between the ages of 16 and 64, depending on your insurer and it covers you 24 hours a day, 7 days a week anywhere in the world (length of time overseas for cover to remain valid varies between insurers). Each insurer differs, and you will need to refer to their specific policy wording, but most policies can cover you for a variety of trauma events such as:



Loss of Limbs

Cancer (Female Organs)


Loss of Speech

Cancer (General)

Chronic Kidney Failure

Major Head Trauma

Cancer (Male Organs)

Chronic Liver Disease

Major Organ Transplant

Coronary By-Pass Surgery

Chronic Lung Disease

Motor Neurone Disease

Heart Attack


Multiple Sclerosis


Dementia & Alzeimers

Muscular Dystrophy

Accidentally Acquired HIV


Parkinson’s Disease

Aorta Surgery

Heart Valve Surgery

Primary Pulmonary Hypertension

Aplastic Anaemia

Loss of Hearing

Rheumatoid Arthritis

Benign Tumours

Loss of Independent Existence

Severe Burns

Child Trauma Insurance

Child Trauma Insurance is available for children from two years of age and will pay a lump sum if your Child suffers one of the listed defined medical events as per the policy wording, or is diagnosed as terminally ill or dies.

If you would like to know more about this product and how it can protect you, please contact us.

Any advice or recommendation that may have been implied is General Advice only. Please be aware that we have not taken into consideration your needs, objectives or financial requirements. Before deciding to purchase a financial product, you should read the Product Disclosure Statement to ensure the product is suitable for your needs.